dealer plate use restrictions

we are often asked

by our students and by law enforcement

what are the dealer plate use restrictions ???

dealer plate use is an extention of the car dealer’s tax free status

this exemption is controlled by the state board of equalization

with the issuance of a sellers permit


car dealer license owners can use the plate on ANY inventory vehicle 24/7

for business and / or personal use

such personal use requires the payment of a small monthly USE tax


managers and salespersons are restricted to business use only

between the hours of 8am thru 6pm


household family members are restricted to business use only

between the hours of 8am thru 6pm


test drives are allowed to licensed drivers for up to 7 days

with a letter of permission from the car dealer license holder

11580 applies if you collect the potential buyers insurance card


all dealers must carry used car dealer insurance

when operating inventory on car dealer license plates


we make it simple for you



please call 5



car dealer license training from

QUESTIONS & ANSWERS  If you don’t see your answer here please contact us.


Q. How do I get information on how to become a car dealer?
Q. What cities are your classes offered in?
Q. Where are your list of important links?
Q. Where do I go to sign up for your online Class?
Q. What if I want to attend a Dealer class in person?
Q. What if I want to take the class at home?
Q. I’m am getting my dealer license for the first time, can I take the class online?
Q. I went to your course a few months and got my certificate, what is my next step?
Q. What if the DMV inspector in my area is not available when I need them to be?
Q. Where is a good place to go to run a credit check?

Q. How do I get information on how to become a car dealer?
A. To get more information please download our: How to Become a Car Dealer Check List or see: More Information for New Dealers section of our website.

Q. What cities are your classes offered in?
A. Our In-Person Renewal and New Dealer Classes are offered in the following cities:

· Aptos
· Clovis
· Fresno
· Novato
· Ukiah



Q. Where are your list of important links?
A. List of Important Links:A
Application Requirements For Vehicle Dealers (Auto-Commercial)

Auto Dealer Supplies – Car Dealer Supply

Auto Dealer Supply

Auto Registration Experts, California Vehicle Registration

BPI Autoforms Your Auto Dealer Supply Center Since 1956

Buyers Guide Form

Buying A Used Car


C V R….vehicle reg services

CA Dep. Consumer Affairs- Bur. Automotive Repair – Glossary of Terms

California City and County Sales and Use Tax Rates – Board of Equalization

California Department of Motor Vehicles

Car Dealer Supplies

Car history VIN search, auto history check at CARFAX vehicle history reports

Car Loan Finder

Compliance With The Ftc’s Used Car Rule Continues To Cause Many Dealerships Problems

DCA / BAR Active Station Query

DCA BAR Vehicle Smog Test History

Dealers License

DMV Approved Dealer Education Programs Providers

e-Government Legal Barriers – Internet Car Sales

Exemption Form

Frequently Asked Dealer License Questions

Frequently Asked Questions (FAQs) – Board of Equalization

How To Sell Your Used Car or Truck – IntelliChoice

Improve Dealership Operations – Reynolds and Reynolds

Livescan Locations

N – National Automobile Dealers Association 

New car prices, used car pricing, auto reviews by Edmunds car buying guide

OL Industry Memorandum (IM) – 5 -98

OL Occupational Licensing Industry Memos

OL Overview of OL Programs

OL Template

Renewal form for Dealer License

Requirements to post fees on a used vehicle sale

Salvage Declaration Form

Smog Check Lookup by Zip Code

TransUnion – TransUnion – Credit reports and business services

Whole Sale Dealers – $50k Bond Exemption Application

Q. Where do I go to sign up for your online Class?
A. To sign up for the Dealer Renewal Class Online go to Our Signup Page

Q. What if I want to attend a Dealer class in person?
A. Weather you are renewing your license or a new dealer, we provide the best continuing education in all of California. Our in-person classes are offered in 17 cities and we conduct more classes than any other dealer education provider. TriStar Motors LLC has been a provider of dealer education since 1998, CCC 0004, and the first approved for continuing education in 2001. Our extensive training background has filled a need for comprehensive dealer training.Renewal Dealer Class is $68.00 and New Dealer Class is $150.00. To find out more please go to our In Person Class Page or if you are ready Sign Up Now

Q. What if I want to take the class at home?
A. We are proud to now offer the California DMV approved Continuing Dealer Education Home Study Course where you get the convenience of studying and taking your test from home. The cost is only: $ 55. if you download the course and $ 68. if you would like us to send it to you. To find out more go to:
Home Study Classes or if you are ready Sign Up Now

Q. I’m am getting my dealer license for the first time, can I take the class online?
A. No. DMV requires that first time dealer license students attend a 6 hour in person class. Upon class completion you will be issued a certificate which you then take to your local DMV inspector to show proof of your class completion. While we prepare you for the test (study guide included), you will need to take your test with DMV. To find out more go to:
In Person Classes or if you are ready Sign Up Now

Q. I went to your course a few months and got my certificate, what is my next step?
A. You must call the DMV inspector in your area: and schedule to take the test. This is when you present your certificate you have received from our course.You also need your fingerprints which are done at the county sheriff’s

The form you need to fill out and submit to DMV is in this

Q. What if the DMV inspector in my area is not available when I need them to be?
A. You can take the test with any DMV inspector – the inspectors are listed on the DMV However, you must file your application with the DMV inspector from your area.

Q. Where is a good place to go to run a credit check?
A. Great links for running Credit Checks are Experian and Equifax:

pasadena free 7 day car dealer license offer is a scam ( darien martin )

we are the real deal

we make it easy for you

we uncover scam dealer license schemes almost daily

this one is running is several states

california, nevada, arizona and indiana

darien martin runs a website called

listed address

Auto Agents Alliance of California
1443 E Washington Blvd
Pasadena, CA 91104
Phone: 323-609-3804

Call Now:


Los Angeles, California
Miami, Florida
Las Vegas, Nevada
Baltimore, Maryland
New York, New York
Atlanta, Georgia
Newark, New Jersey
Dallas, Texas

his indiana car dealer wholesale license has been suspended

indiana secretary of state administrative order against darien martin

if you have been scammed by this operation we suggest you file

a complaint with the california dmv

dmv complaint form against darien martin

dmv investigations offices

if you wish to take action against darien martin and

we suggest a dmv car dealer attorney

stephanie francone


if you want to really obtain your car dealer license

from our dmv certified car dealer education classes

contact us at 800-901-5950



dmv rule changes for 2014


New driving laws in California take effect Jan. 1, 2014



With 2014 just around the corner, the California Department of Motor Vehicles is reminding motorists of some of the new laws that will become effective in the new year.

The following laws go into effect on January 1, 2014, unless otherwise noted.

Bicycles: Passing Distance

AB 1371, known as the Three Feet for Safety Act, will require a motor vehicle driver passing a bicycle that is proceeding in the same direction to pass with no less than 3 feet between any part of the vehicle and any part of the bicycle or driver.

When three feet is not possible, the motor vehicle must slow to a reasonable and prudent speed and only pass when no danger is present to the bicyclist.

Failing to do so can incur a fine, regardless of a collision or not.

This law will take effect September 16, 2014.

Clean Air Vehicle Decals / “HOV Stickers”

AB 266 and SB 286 , together extend sunset dates for low emission, zero emission vehicles to operate in high occupancy vehicle lanes (HOV) without meeting federal occupancy requirements to January 1, 2019.

Commercial Driver’s License

AB 1047 will allow the DMV to conduct the commercial drive test for the holder of an out–of–state commercial learner’s permit.

AB 1047 also modifies the license class definitions to require a driver operating a bus weighing more than 26,000 pounds to hold a commercial Class B license and a driver operating a bus weighing 26,000 pounds or less to hold a commercial Class C license.

DMV Vehicle Registration Pilot Program

SB 806 authorizes DMV to establish a pilot program to evaluate the use of alternatives to stickers, tabs, license plates, and registration cards, subject to certain requirements.

It will also enable the DMV to experiment with electronic license plates, as well as facilitate DMV’s ability to explore cost–effective alternatives to California’s traditional metal license plate, plastic–coated registration stickers, and paper registration cards.

Registration and Vehicle Transfers Between Family Members

AB 443 prohibits the transfer of ownership of a vehicle to a relative or a revocable living trust until all parking or toll–violation fines and penalties reported to the DMV are paid by the transferee.

Teen Drivers

SB 194 prohibits a person who is under 18 years of age from using an electronic wireless communications device to write, send, or read a text–based communication while driving, even if it is equipped with a hands–free device.

Veterans License Plates

AB 244 requires the California Department of Veterans Affairs (CalVet) to sponsor a veterans’ special interest license plate and requires the DMV to issue the veterans’ plate if CalVet meets the current statutory requirements.

This law creates, in addition to the current Honoring Veterans design of the Veteran’s Organization Plate, a new program to reissue the Veteran design that was issued prior to January 1, 2010.

These plates are available to all vehicle owners. The Department of Veterans Affairs must secure 7,500 pre–paid applications in order for the department to implement this plate program.

Additionally, the Department of Motor Vehicles will begin the process of implementing AB 60—the new law requiring DMV to issue a driver license to an applicant who is unable to submit satisfactory proof that he/she is legally present in the Unites States —by drafting new regulations and preparing field offices to process new applications. The new law becomes operative by January 1, 2015. The applicant will be required to meet all other driver license qualifications.

For complete information on bills enacted in 2013, please refer to the Legislative Counsel website

downloadable dmv handbooks for becoming licensed

Adobe Acrobat Reader is required to view, fill out and print forms. To incorporate the latest accessibility features download of the latest version of Acrobat Reader may be required. If you have problems with Acrobat Reader see the Adobe Troubleshooting page for possible solutions.


More Vehicle Industry Handbooks

dmv car dealer registration forms supply

Adobe Acrobat Reader is required to view, fill out and print forms. To incorporate the latest accessibility features download of the latest version of Acrobat Reader may be required. If you have problems with Acrobat Reader see the Adobe Troubleshooting page for possible solutions.

Mail completed and signed order forms to:

Department of Motor Vehicles
Occupational Licensing
MS – L224
P.O. Box 932342
Sacramento, CA 94232-3420

used car dealer license procedure for california dmv

DMV Car Dealer Licensing Checklist

The process can be broken down into three steps:
Dealer Class, Practice Exam & Certificate
Getting your bond & submitting an Application
Final location inspection by your DMV Inspector

Here is a list of everything:
· Dealer Education School, Call TriStar Motors
800 – 901 – 5950 and to attend obtain your Certificate.
· Register On-Line at

Everyone must take the New Dealer Class,

· Obtain the DMV Inspector’s number for your area and
leave a message to schedule the examination.
The DMV website @

Then from the dmv website,,

the student must find the:
list of DMV inspectors,
application for dealers license,
list of registration forms,


· Pay $ 16. and pass the DMV exam.

When you have studied and are prepared for the
DMV dealer examination the student will make an
appointment with the DMV Inspector.

The student will
need to take their:
CA photo ID & TriStar issued DMV Certificate of Completion.
The DMV dealer test is 30 minutes long, 40 questions,
multiple choice.
The student must get 28 correct out of 40, 70%, and
three chances are allowed on one certificate.
If the student does not pass, TriStar supplemental
training is always FREE.
If the student fails the test three times, TriStar will
make a full refund.

· Choose the Name, Location and Type of dealership.
Once the testing is complete the student begins to
build the business.

Every dealer needs to choose a name of the
dealership and a location.

Every dealer MUST have an office.

Every dealer needs to choose the type of dealership
and vehicle type with endorsements.
Dealer types: Retail or Wholesale Only
( Retail includes Wholesale )
Vehicle Types: A/C cars and trucks
M/C motorcycles
ATV all terrain vehicles
MH motorhome
Rec T recreational trailer
Trl trailer
SM snowmobile

Endorsements: AutoBroker

· Obtain the Zoning Verification Letter.
Every dealer must have their location zoning
approved, using the proper DMV form, by the local
planning authority for the office location.
The proper zoning

· File a Fictitious Name Statement with the county clerk
and have it published in a local paper.
The dealer must file a Fictitious Name Statement with
the county clerk of jurisdiction for the office location.
A list of California county websites:·


Obtain a Surety Bond in the amount of $ 50,000.
Wholesale & less than 25 cars/ year then $ 10,000.
The surety bond is a promise by the dealer to honor
all obligations on behalf of the dealership, including
DMV fees and penalties, State sales tax and a
judgment by any court against the dealership.
Cash, Savings or a Bond may be posted.
Your credit report will set the Bond Premium
Some credit scores will require collateral.
The DMV form needed to submit your bond:
If less than 25 cars per year & wholesale only:

· Obtain a Business License
The city or county issuing the zoning permission letter
will usually require a business license.
· Obtain a Live Scan Fingerprint Card.
To obtain a location check:

DMV Live Scan information:
DMV Sample Live Scan Form


Obtain a Board of Equalization Seller’s Permit.
To obtain a location of a field office:
Board Information on Registration:
Application Form:

· Complete the Application and have someone read it
over for you to look for errors and omissions.

Ask your
DMV Inspector if you can FAX it in for review.
· Call the DMV Inspector and submit the Application with
your Bond Declaration Form. You must have a Bond in
place to submit your application. If you wish to be
considered for a temporary license, you must have all
photos completed as well.
list of DMV inspectors,
DMV photo requirements:

Generally you will need:
11 photos for retail
8 for wholesale, 9 for wholesale with a broker endorsement

 They are:

1 Building photo
2 Outside sign photo ®
3 Display area photo ®
4 Office
5 Business License posting photo
6 Resale Permit posting photo
7 Telephone
8 Interior Signs ®
9 Locked Cabinet
10 Checkbook
11 Dealer Book

· Build your office before you contact the DMV Inspector
for final inspection and clearance.

· Obtain a phone and have a phone line installed in the
name of the dealership, including a 411 listing.

· If retail, Obtain and install exterior signs.
One sign if sole user of the location.
Multiple signs if mixed use at the location.

· If retail, Install the three Office Signs provided by TriStar

The No Cooling Off Period Notice to Public

The Inspection of Vehicle Notice to Public

Car Buyer Bill of Rights Disclosure


 Create a locked cabinet, desk drawer, file cabinet or safe to store DMV report of sale forms.


· Open a Bank Account in the name of the dealership.

· Label a thick 3 ring binder as your dealer book.

This book will hold for all updates sent by the DMV, all ROS
forms you might have to void & your broker log. ·

For registration forms write to:
DMV Forms Office
P.O. Box 932242, Sacramento,CA, 94232
Use the list of forms from the DMV website & add the
REG 262 to the list.
list of registration forms,
Draft a letter on your dealer letterhead including a
copy of your DMV certificate of completion requesting
25 of each listed form.
These forms are sent at no charge.

· Contact for forms & disclosures.
Their website for dealer forms:

The four forms needed:

conditional sales contract CA553
English copy, 4 per set, latest version
Spanish Copy, 1 per set, latest version

as-is no warranty for Federal Buyers Guide, 327D
English copy, latest version
Spanish Copy, latest version


car buyer bill of rights option form
English copy, latest version
Spanish Copy,latest version


Not for Sale Sticker


· Create & have ready photos of your setup.
Instruction on photos @

· Final inspection follows in 90 – 120 days following
clearance from Sacramento.
The DMV Inspector will call you for an inspection appointment.
· When you pass inspection you will receive your:
dealer number
wall license
car dealer license special plates
report of sale forms, for your type of license.


good luck




YES, we can get you licensed in 30 days or less





santa barbara wholesale car dealer license class ( $ 100. )


come to our SB CAR DEALER CLASS with the weatherman


Invest $ 100. in your car dealer future

dont be stupid OR LAZY

and get scammed by out-of-state CAR DEALER LICENSE offers

we are at 800-901-5950

Which Class would you like?

Pre-Licensing In Person Class Choices:
$100.00 – New Dealer Class*
SPECIAL OFFER Register and pay for class online when you register. Take our online tutorial before coming to class & get $100.00 off your tuition. Must show completion certificate and receipt of payment in class.

$200.00 – New Dealer Class*

$300.00 – Private New Dealer Class

*New Dealer Classes must be completed In-Person.
Pre-payment and Online tutorial
completion simply gives you the best price.
See Class Locations for a program near you.

DMV Dealer Education Providers

Dealer education providers listed by type of class offered area (served) and name.
Area and
Type of Class Offered
Online/Home Study Continuing Education title Bay Area title Northern Area title Central Area title Southern Area title Provider
**X Auto Support Group
Phone: 1-714-588-1511
X Best Solutions
Phone: 1-619-546-4064
X X X X X Motorsports Market On-Line Courses, Live Classes and Home Study
Phone: 1-800-980-1967
X X X X X Automotive Systems Analysis
Phone: 1-800-564-0984
X X X X X TriStar Motors, LLC
Phone: 1-800-901-5950
X X 24-7 Dealer Training Specialists
Phone: 1-951-833-8398
X X California Auto Dealer Education
Phone: 1-661-871-3311
X Central Valley Dealers
Licensing Renewal Service
Phone: 1-209-333-0900
X Superior Vehicle Dealer Training Institute
Phone: 1-949-305-8402
X X Inland Empire/Orange County Dealer School
Phone: 1-909-880-1380
X X X Dealer Training Experts of Northern California
Phone: 1-408-910-3876
X X X X X Dealer Intel
Phone: 1-415-613-4754
X X X X X $85 Dealer Education
Phone: 1-951-541-8390
X X X X Los Angeles Dealer School
Phone: 1-310-227-6920
*X Dealer License Seminars of San Diego
Phone: 1-619-665-6440
X X X X X Golden State Educational Services
Phone: 1-916-395-7004
X X Dealer Lessons
Phone: 1-877-772-3332
X X X X X Dealer Education Services
Phone: 1-888-323-0031
X X Coffer Dealer Education
Phone: 1-888-694-1444
X Cesar Carrascos Dealer Licensing Seminars
Phone: 1-619-474-0477
X Colby Learning Center of San Diego
Phone: 1-619-559-5748
X X Dealers Support Group
Phone: 1-818-758-9951
X Online Auto Dealer ED
Phone: 1-877-724-6150
X California Accredited Dealer Education
Phone: (714) 300-4148

*Prelicensing only
**Continuing Education only

Last updated: 07/23/2012

curbstoners often sell dangerous cars

Financial Cost:
Curbstoners Put Dangerous Cars On Your Roads
As this case shows, many of the cars sold by curbstoners are vehicles
that have been written off by insurance companies and sold for parts.
Curbstoners sometimes weld together pieces from several separate
wrecks to create one running vehicle. To hide the fact that a car was
salvaged, curbstoners engage in “title washing:” registering the car in
various states until the “salvage” notation on its title vanishes.
Alternately, a curbstoner may simply register the car out-of-state
and then quickly sell the car before the paperwork catches up.
Whether the vehicle is salvaged or was simply rejected by legitimate
dealers due to problems,
the bottom line is these
homemade vehicles are
unpredictable and dangerous.
Faulty braking, steering, and
computer systems can cause
horric collisions. Fundamental
passenger protection
equipment, such as seat belt pre-tensioners or airbags, may
be damaged, improperly installed, or missing altogether. Airbag
modules, in particular, have been known to be stuffed with old
newspapers or bedsheets before being re-sealed and installed.
Vehicles sold by curbstoners are, all too often, accidents waiting
to happen – on your streets, requiring the deployment of your
emergency response resources.

DMV wants to hear what you think

DMV Wants Your Feedback

Contact: Mike Marando, Armando Botello,
Jan Mendoza,
Follow us on Twitter and Facebook

Office of Public Affairs
2415 First Avenue
Sacramento, CA 95814
(916) 657-6437


DMV Wants Your Feedback

Department encourages comments, suggestions from customers

Sacramento —In a continuing effort to improve customer service and satisfaction, customers now have the opportunity to rate theirDMV experience by sharing valuable feed back on a new “How are we doing?” web survey page.

“The opinions and suggestions from our customers are the most valuable tools that the DMV can utilize to improve on services,” said DMV Director George Valverde. “We take the opinions of our customers very seriously”

DMV customers are now able to go to the DMV website and choose a service rating from 1 – 10 with an optional comment box designed to share any additional thoughts, suggestions, or compliments. The department will use this data for future consideration in the development of additional customer services.

The DMV has deployed a series of new service options and enhancements with the customer in mind. Last month, the department increased the number of Self Service Terminals (SSTs) to 35 offices around the state where customers can get their registration cards and tags within seconds; in October, DMV launched a new, expanded appointment system that is providing advance appointments in greater numbers and in a more timely manner; in May, customers began receiving the option of a call-back from the department through Virtual Hold; and, DMV deployed Appointment Notify, where customers receive a reminder call three days prior to a scheduled appointment.

These improvements followed DMV’s successful launch of DMV Now, which allows customers with Android and iPhone smart phones to find a local office with real-time wait times and provide turn-by-turn directions based on GPS location, take sample written driving tests, and, access a large library of DMV driver education videos and other important DMV alerts.

*          *          *           *           *           *           *           *         *         *          *           *           *

Don’t Stand In Line, Go Online! Doing business with the DMV has never been easier. The DMV offers an array of services to customers 24 hours a day, 7 days a week through its Website (, including online appointments for written and drive tests; vehicle registration and driver license renewals, selection of personalized license plates, changes of address and payment of fees via secure debit transactions. Customers can also effect transactions by calling DMV customer service at (800) 777-0133.DMV is a department under the Business, Transportation and Housing Agency.

wow… and licensed for under $ 300. per month ???


we figure you will need $ 300. per month to legally operate

we estimate your wholesale

home based part time car dealer license

expenses below:

your car dealer bond $ 300.

your car dealer training $ 150.

your car dealer insurance $ 1800.

your car dealer license $ 150.

your car dealer plates $ 150.

your car dealer forms $ 200.

your car dealer office expenses $ 500.

your car dealer auction access $ 100.

your car dealer checking account $ 250.

get licensed with our car dealer school


we make it easy and manheim tutorials make it easy to become a successful car dealer

OVE: How to use Watchlist & Saved Searches



Learn how to create a custom list of vehicles and saved searches, so you can track and manage multiple cars, all in one place.


OVE: MyLot



Find out how to sell online directly from your lot—the quickest and easiest way to sell excess inventory.


Simulcast Everywhere: Remote Seller



Learn everything you need to represent and sell your vehicles from any location when it’s not possible to attend the auction.

Simulcast: Proxy Bidding



Learn how to place proxy bids in multiple auctions when you can’t watch the sale, so you’ll never miss a vehicle again.


Simulcast Everywhere: Proxy Bidding



Learn how to place a proxy bid if you can’t participate in the sale in real time—and our system automatically bids for you.


MAFS: How to floorplan vehicles and more



Learn how floorplanning your vehicles with MAFS can help optimize your business.

Simulcast Everywhere: How to Buy



Learn everything you need to start buying vehicles in a Simulcast Everywhere sale.


OVE: How to Buy



Learn how to start buying and bidding on vehicles on, from finding cars and proxy bidding to buy now and make an offer.


Simulcast: How to Buy



Learn how to start bidding and buying on Simulcast—bringing the live auction experience right to your desktop.

Frontline: Retail Ready



Learn about Frontline services and how they ensure your vehicles are retail ready, so you can sell at higher prices.


Mobile: How to Buy



Learn how to use Manheim’s mobile applications to start bidding and buying vehicles with your mobile device.


Local Auction: In-Lane Buyer



Learn how to purchase vehicles in an in-lane auction at one of our operating locations.

Simulcast Everywhere: How to set up a sale



Learn everything you need to start selling your inventory with a Simulcast Everywhere sale.


OVE: Add and Edit Vehicles



Learn how to add and edit inventory, pictures, and prices, as well as preview your listings.


Simulcast: How to Sell



Learn how to price and sell your vehicles online through Simulcast on

OVE: Move Vehicles



Learn how to move vehicles between account groups in Inventory Manager and activate the Sell Now option.


Local Auction: In-Lane Seller



Learn how to register your vehicles for in-lane auction sale at one of our operating locations and explore post-sale services.

30 day 1000 mile warranty now standard for BHPH retail car dealers


AB 1447 (Feuer)
Automobile sales finance: sellers.

The Rees-Levering Motor Vehicle Sales and Finance Act regulates conditional sales contracts for motor vehicles, and, among other things, requires a person selling or leasing a motor vehicle under a conditional sale contract to disclose certain information to the buyer of the vehicle.

A willful violation of those provisions is a misdemeanor and may render the contract unenforceable. A seller who violates the provisions of the act may also be liable to the buyer for monetary damages.

This bill requires a buy-here-pay-here dealer, as defined, to issue a 30-day or 1,000-mile warranty to the buyer or lessee of a used vehicle bought or leased at retail price, and would require the warranty to cover the engine, transmission, drive axle, front and rear wheel drive components, engine cooling system, brakes, front and rear suspension systems, steering, seatbelts, inflatable restraint systems, catalytic converter or other emissions components, heater, seals and gaskets, electrical, electronic, and computer components, alternator, generator, starter, and ignition system.

The bill requires the buy-here-pay-here dealer to either repair those covered parts that fail or, at the buy-here-pay-here dealers election, to cancel the sale or lease and reimburse the buyer or lessee, as specified.

The bill requires the buy-here-pay-here dealer to pay 100% of the cost of labor and parts for any repairs under the warranty.

The bill voids any sales agreement for the purchase or lease of a vehicle that waives, limits, or disclaims these requirements.

The bill provides that a warranty is deemed to have been issued if a buy-here-pay-here dealer fails to issue a warranty pursuant to these provisions.

The bill prohibits a buy-here-pay-here dealer from requiring the buyer to make payments in person, with the exception of the downpayment for the vehicle,

The bill prohibits the buy-here-pay-here dealer from repossessing the vehicle or charging a penalty following timely payment of a deferred downpayment.

The bill prohibits the buy-here-pay-here dealer from, after the sale of the vehicle, tracking the vehicle using electronic tracking technology and from disabling the vehicle with starter interrupt technology, except as specified, and would make a violation of these prohibitions a misdemeanor punishable by a fine of up to $1,000.

The bill also makes findings and declarations related to buy-here-pay-here dealers, and would authorize the Department of Motor Vehicles to promulgate any necessary regulations.

The federal buyers guide must be posted to reflect a 30 day 1000 mile warranty if buy here pay here financing is offered within the dealership.


AB 1534 (Wieckowski)
Vehicles: dealers: used vehicle sales: labeling requirements.

Existing law regulates the accuracy of information provided to consumers during vehicle sales, including the information contained in advertising, brochures, and manuals, as specified.

Existing law also requires manufacturers, as specified, to disclose certain information regarding a vehicles engine, as specified, by affixing a label on the vehicle. A violation of these provisions is an infraction.

This bill requires a licensed dealer, as defined, to affix to and to prominently and conspicuously display a label on any used vehicle offered for retail sale that states the reasonable market value of the vehicle.

The bill requires the label to contain specified information used to determine the vehicles reasonable market value and the date the value was determined.

The bill requires a licensed dealer to provide to a prospective buyer of the used vehicle a copy of any information obtained from a nationally recognized pricing guide that the licensed dealer used to determine the reasonable market value of the vehicle.

The bill requires the label to meet all the following conditions:


a)   Be in writing with a heading that reads “REASONABLE

MARKET VALUE OF THIS VEHICLE” in at least 16-point bold

type and text in at least 12-point type.


b)   Be located adjacent to the window sticker identifying

the equipment provided with the vehicle, or if none,

located prominently and conspicuously on the vehicle.


c)   Contain the information used to determine the reasonable

market value, including, but not limited to, use of a

nationally recognized pricing guide for used vehicles, and

the date the reasonable market value was determined.


d)   Indicate that the reasonable market value is being

provided only for comparison shopping and is not the retail

sale price or the advertised price of the vehicle.


The bill defines “nationally recognized pricing guide” as including,

but not limited to, the Kelley Blue Book, Edmunds, the Black

Book, or the National Automobile Dealers’ Association (NADA)





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cheat the government…..go to prison

Former Miramar Car Dealer Headed to Trial

On Monday, a judge decided there was enough evidence to send John Mussari, the former owner of Mussari Motors in Miramar, to trial. Mussari is accused of cheating clients out of tens of thousands of dollars. NBC 7 Investigates reporter Mari Payton has more.

Former Miramar Car Dealer Headed to Trial

On Monday, a former Miramar car dealer accused of cheating customers was bound over for trial, expected to start next month.

Thanks to reports from NBC 7 Investigates, the District Attorney’s Office says more potential victims have come forward, and they were finally able to get enough evidence to go to trial.

NBC 7 Investigates first revealed customer complaints about Mussari and his high-end car dealership, Mussari Motors, in Nov. 2011.

Five years after the first complaints of theft and financial fraud were reported to the DMV, John Mussari was bound over for trial on 16 counts and five allegations.

“Our goal is to obtain as much restitution as possible and to also seek justice on their behalf,” Deputy District Attorney Luis Mendez said. “A lot of them are very upset and they took tie out of their lives today to testify.”

Mendez said Mussari took pre-owned Ferraris, Lamborghinis and Mercedes on consignment, sold single cars to multiple buyers, never paid the original owners and defrauded finance companies and banks.

John Mussari was formally charged with 16 felonies in February.

He remains free on a $100,000 bond and is scheduled to be back in court Dec. 4.

Mussari is also the target of a federal investigation that involves money laundering and drug trafficking proceeds.

Mussari’s lawyer, Anthony Colombo, didn’t want to comment Monday afternoon, but previously pointed out to NBC 7 that the federal investigation has dragged on for years with no charges filed.


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Red Flags Rule

From Wikipedia, the free encyclopedia
Not to be confused with Red Flag Act

The Red Flags Rule was created by the Federal Trade Commission (FTC), along with other government agencies such as the National Credit Union Administration (NCUA), to help preventidentity theft. The rule was passed in January 2008, and was to be in place by November 1, 2008. But due to push-backs by opposition, the FTC has delayed enforcement (five times); the current deadline is December 31, 2010.[1][dated info]



How the Red Flags Rule was Created

The Red Flags Rule was based on section 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003.[2] FACTA was put in place to help Identity Theft Prevention and Credit History Restoration, Improvements in Use of and Consumer Access to Credit Information, Enhancing the Accuracy of Consumer Report Information, Limiting the Use and Sharing of Medical Information in the Financial System, Financial Literacy and Education Improvement, Protecting Employee Misconduct Investigations, and Relation to State Laws.[3]

Who This Rule Applies To

There are two different groups that this rule applies to: Financial Institutions and Creditors.[4] Financial institution is defined as a state or national bank, a state or federal savings and loan association, a mutual savings bank, a state or federal credit union, or any other entity that holds a “transaction account” belonging to a consumer.[5] FACTA’s definition of “creditor” applies to any entity that regularly extends or renews credit – or arranges for others to do so – and includes all entities that regularly permit deferred payments for goods or services [6]

Just because you don’t think you are a creditor, does not mean that the rule doesn’t apply. For example, law firms and accounting firms that receive payment after a service is completed are considered creditors. Another example is if you are a utility company. You provide the utilities and receive payment for your services rendered at the end of the month, rendering you a creditor.

There are many different companies that this rule applies to: this list includes, but is not limited to finance companies, automobile dealers, mortgage brokers, utility companies, telecommunications companies, medical practices, hospitals, and law firms; or any other company that performs a service, then receives payment once the work is complete.

What the Red Flags Rule States

The Red Flags Rule sets out how certain businesses and organizations must develop, implement, and administer their Identity Theft Prevention Programs. Your Program must include four basic elements, which together create a framework to address the threat of identity theft.[7][8]

The four basic elements to the program are:

1) Identify Relevant Red Flags

  • Identify the red flags of identity theft you’re likely to come across in your business

2) Detect Red Flags

  • Set up procedures to detect those red flags in your day-to-day operations

3) Prevent and Mitigate Identity Theft

  • If you spot the red flags you’ve identified, respond appropriately to prevent and mitigate the harm done

4) Update your Program

  • The risks of identity theft can change rapidly, so it’s important to keep your Program current and educate your staff

The Red Flags Rules provide all financial institutions and creditors the opportunity to design and implement a program that is appropriate to their size and complexity, as well as the nature of their operations.[5]

The red flags fall into five categories:

  • alerts, notifications, or warnings from a consumer reporting agency[5]
  • suspicious documents[5]
  • suspicious kk identifying information, such as a suspicious address[5]
  • unusual use of – or suspicious activity relating to – a covered account[5]
  • notices from customers, victims of identity theft, law enforcement authorities, or other businesses about possible identity theft in connection with covered accounts[5]

Ways that a business can comply

The FTC has a created a template for your business that can be populated to meet your companies needs. The template can be found on the FTC website. This template however is for small, very low risk businesses. There are also a number of other companies that will create a Program for your business to follow for a fee.

The Red Flag Rule as a cause of Identity Theft

As the Red Flag rule widely defines creditors, many businesses (such as utilities)[9] }are not required to collect personal information (such as SSN and Driver’s License Numbers) that they do not need and have no use for. This policy is precisely contrary to the FTC’s advice to consumers that they should disclose their social security number to others only when absolutely necessary.[10] This aspect of the Red Flag rule has the unintended consequences of increasing the number of business that hold consumers’ Social Security numbers thereby putting consumers at greater risk for identity theft through data theft.


  1. ^
  2. ^
  3. ^FAIR AND ACCURATE CREDIT TRANSACTIONS ACT OF 2003, Public, Law 108-159, 108th Congress, retrieved 2009-02-02
  4. ^
  5. abcdefg
  6. ^
  7. ^
  8. ^ “Identity theft” means a fraud committed or attempted using the identifying information of another person without authority. See 16 C.F.R. § 603.2(a). “Identifying information” means “any name or number that may be used, alone or in conjunction with any other information, to identify a specific person, including any – (1) Name, Social Security number, date of birth, official State or government issued driver’s license or identification number, alien registration number, government passport number, employer or taxpayer identification number; (2) Unique biometric data, such as fingerprint, voice print, retina or iris image, or other unique physical representation; (3) Unique electronic identification number, address, or routing code; or (4) Telecommunication identifying information or access device (as defined in 18 U.S.C. 1029(e)).” See 16 C.F.R. § 603.2(b).
  9. ^“Start or Install Service”.
  10. ^ “Deter Minimize Your Risk”.


Red Flag Rules Program

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